The Impact of Home-returning Start-up Enterprises' Access to Credit on the Employment Expansion in Rural Areas: Based on the Survey Data of Home-returning Start-up Enterprises in China

WANG Yi; ZHAO Feng; LIU Peng

Volume 37 Issue 4

Jul. 2022

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Article Navigation > Journal of Guangdong University of Finance & Economics > 2022 > 37(4): 71-85

WANG Yi, ZHAO Feng, LIU Peng. The Impact of Home-returning Start-up Enterprises' Access to Credit on the Employment Expansion in Rural Areas: Based on the Survey Data of Home-returning Start-up Enterprises in China[J]. Journal of Guangdong University of Finance & Economics, 2022, 37(4): 71-85.

Citation:

WANG Yi, ZHAO Feng, LIU Peng. The Impact of Home-returning Start-up Enterprises' Access to Credit on the Employment Expansion in Rural Areas: Based on the Survey Data of Home-returning Start-up Enterprises in China[J]. Journal of Guangdong University of Finance & Economics, 2022, 37(4): 71-85.

Citation:

WANG Yi, ZHAO Feng, LIU Peng. The Impact of Home-returning Start-up Enterprises' Access to Credit on the Employment Expansion in Rural Areas: Based on the Survey Data of Home-returning Start-up Enterprises in China[J]. Journal of Guangdong University of Finance & Economics, 2022, 37(4): 71-85.

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The Impact of Home-returning Start-up Enterprises' Access to Credit on the Employment Expansion in Rural Areas: Based on the Survey Data of Home-returning Start-up Enterprises in China

School of Economics, Beijing Technology and Business University, Beijing 100048, China

Received Date: 2021-12-24
Available Online: 2022-07-12
Publish Date: 2022-07-28

Abstract

Abstract

Based on the survey data of 2139 national home-returning start-up enterprises in 2019, this paper studies the impact of home-returning start-up enterprise' access to bank credit and government support credit on the expansion of employment in rural areas under China's rural revitalization strategy. It is found that the number of employees employed by enterprises can be significantly expanded by home-returning start-up enterprises to obtain credit and government support credit support, while the employment expansion effect of government support credit on local poor households is more obvious. Mechanism analysis shows that employee training plays an intermediary role between the two types of credit and the employment expansion effect of home-returning start-up enterprises; the two types of credit will lead to the employment expansion capacity of enterprises by improving the training of employees; the entrepreneurial spirit of entrepreneurs plays a "regulatory effect" in the intermediary effect of employee training, that is, the stronger the entrepreneurial spirit, the stronger the awareness of employee training, and the stronger the employability of entrepreneurial enterprises. The heterogeneity analysis indicates that the survival type and development type of home-returning start-up enterprises can significantly expand the employment of local migrant workers by obtaining bank credit support, and the employment expansion effect of development type of home-returning start-up enterprises receiving government support is more obvious; the home-returning start-up enterprises in China's eastern region can significantly expand the employment of local migrant workers with bank credit support, and the employment expansion effect of the home-returning start-up enterprises in the China's central region with government support and credit support is more obvious. Therefore, it is suggested that local governments should give full play to the employment expansion effect of different credit policies, and implement differentiated, accurate and collaborative credit policies in combination with the characteristics of home-returning start-up enterprises, so as to improve the employment expansion capacity and promote common prosperity in rural areas.
- rural revitalization,
- returning home to start business,
- star-up enterprise,
- bank credit,
- supporting credit,
- entrepreneurship,
- employment training,
- employability

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References(36)

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